How Long Can I Apply for an Amazon Credit Card Again
Amazon.com Store Card
Overall card rating
three.0
from Credit Karma members
Most helpful positive review
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Credit Karma Fellow member
Beingness a Prime fellow member, I have been interested in adding this Store Carte to my business relationship since I do the majority of my online shopping at Amazon.? I was just canonical for a $2100 CL with scores of EQ: 673 TU: 685 and EX 677.? No open collections or unsatisfied judgments.? A total of 12 belatedly payments from ii student loans from 2013 still appear on my reports.? My electric current credit utilization is around v%.? The simply report they pulled for the account was TransUnion (aforementioned as in Apr, 2015).? I had applied for this card in April 2022 just was declined at the time (scores across the 3 bureaus were in the mid 500s, with open collections and 2 judgments).? Hope this helps someone.
Most helpful negative review
They closed my account!
Credit Karma Member
I am very disgusted with Amazon correct now. I went to place an order and my menu was declined. I figured that I might had entered the number incorrectly so after doing it a couple of times information technology even so didn't go through. I logged into my account to see what was going on and to my surprise MY ACCOUNT WAS CLOSED! :( I've had the card for almost a yr with no issues, no bug, no late payments, or annihilation else. When I called them to find out what happened, they informed me that later reviewing my credit report, they determined that information technology was in their best interest to close the account. At present that I've been getting my old debts resolved I guess I'thou starting to appear on anybody's "radar" and I'm getting dinged on a regular ground. No problem. I understand that. But I am very annoyed because I oasis't had any skid-ups in the last v years. From the fourth dimension I was issued the carte to the present, I always paid my bill early and didn't conduct a balance.? I don't encounter how that was a risk for them. ?
Member ratings
All member reviews (303)
97
48
27
xv
116
Will shut account without alarm
Credit Karma Fellow member
I practical for my bill of fare years ago when my credit was very poor, and I was approved for a bill of fare. In the meantime I was paying off that'south for my other credit cards and working on my credit score, and currently on the highest that I've been in nigh 5 years... About a week or so ago and was on airtight my account poor the crummy customer service agent, and he would not tell me why they airtight my account, that I received a detect in the mail service however I never received any notification in the mail service. My account is now closed correct before the holidays, and they volition not approve me for a new card as I am patently loftier adventure according to the crummy client service agent. I don't sympathise what this means every bit when I originally applied for the card I was in the 400s with a credit score and currently in the 600s which is what you need in lodge to be canonical for a menu... So if you lot your credit score is a roller coaster, be prepared to have your account canceled without notification
Beware !
Credit Karma Fellow member
I had a tardily accuse on my statement because I didn't make a payment the calendar month before..I was so angry because the month before I had fabricated two $ 200. Payments.One was ii days before the next month was due…Both payments were at least $100. over the minimum payment ..but because I didn't make i for the following calendar month I was charged a late charge. When I called customer service I was told I had to make a payment every month regardless of how much y'all paid the month before . I had no thought .I approximate it's all well-nigh them having their interest paid..I'm non using this card e'er again !
Not-EXISTANT Client SERVICE
Credit Karma Member
I'm a terrible person because i shop a lot of amazon. This card is bully equally long every bit you continue it paid off and buy a lot of amazon. However it all goes to crap once yous need help. My card got close down for a fraudlent accuse - skilful catch by chase! Was happy about that. Not happy that I'm now on Twenty-four hours THREE of trying to become a concur of ANYONE who can handle this absolutely trivial correction, but no. What you are FORCED to practise is look in line, for NINTEY MINUTES then they dump you with a smile. "endeavor dorsum later on". Three frickn days of this. I can't even get anyone to merely cancel my menu. DO NOT GET THIS CARD.
Useless Card High Interest
Credit Karma Member
After 2 years of requesting, they finally upped my credit limit above $200.... I make close to 6 figures, no missed payments...ever...under 10% debt to income ratio. Then they TOOK IT BACK afterwards I made a couple of purchases. What an insult to have your credit limit reduced out of the blue when you've washed nothing wrong or dissimilar. They are now paid in full and won't be profiting from me again. It wasn't even 70% of the limit used before they did this and dropped my credit score over 30 points. Amazon lost a Prime member besides.
Perfect for a huge Amazon shopper
Credit Karma Member
I accept had this menu for years and I beloved information technology. I earn 5% rewards on purchases and have gotten a lot of free items. I love the 6 calendar month involvement free option and I utilise it all the fourth dimension. I exercise have a high limit and I pay off any balance that is not promotional each month. If you don't pay off your cards each month this is probably not a great card for you. The interest charge per unit is too high.
Everything about the carte is misleading
Credit Karma Member
Don't waste your time with the Amazon shop card if you're actually looking to practise payment plans, the banking concern that bug the card will either give a small-scale line of credit or outright deny the transaction y'all got the card for, I specifically got this card to practise the 6 month payment play for a $530 skee ball motorcar but was declined, when contacting Amazon they were basically helpless and on the tertiary time contacting them about the upshot they told me I would have to reach out to the banking company regarding an AMAZON CARD, that's not to mention the fact it is a hard inquiry on your credit and volition negatively affect it.
Argument are imposible!!
Credit Karma Member
There is always a problem with the installments and their statements are impossible to understand . Ready to spend a lot of fourth dimension on the phone trying to set up bug !!
its the terrible experience
Credit Karma Member
they charge security fee every month and they don't say anything
Stupidest reasoning ever had to listen!!
Credit Karma Member
This card is good till you don't get cancelled by this credit card company for some unknown stupid reason! I have a 100% payment history with them with a credit line of 1,500 and I am a customer from last ii years...I have a thirty% credit balance with them. Recently, mistakenly I tried to make a payment from an business relationship I didn't have money. When I found out my mistake, I cancelled the previous payment and paid with my correct account information. Later x days, I got notification that my card got cancelled, though I have a 100% payment history!!! Way to get!!!! They are saying that, I did this type of mistake twice in last my account history, so they closed it. Just a question to amazon, I always loved doing business organization with yous, but is this the way you lot are treating your loyal customer? Just for newcomers and existing carte du jour holders, be ready to become your carte du jour cancelled for stupid reasons you even can't imagine!
Account airtight for seemingly no reason.
Credit Karma Member
I've had this card now for seven months. I went to gild something and it'southward saying business relationship closed. I've never once had a missed or late payment. What'southward worse is all my v% cash back rewards are gone also! That's just wrong. I chosen them and asked why it was airtight and they told me, "distressing I don't have that data. It happens sometimes." What the heck!?
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Source: https://www.creditkarma.com/reviews/credit-card/single/id/amazoncom-store-card
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